Getting proper motorcycle accident compensation is easy if a few factors are kept in mind during the claiming process. In the event of an accident, a motorcyclist faces a higher risk of injury or fatality. A major percentage of reported cases of motorcycle accidents result in injury or fatality to the rider.
There are several reasons why motorcycle accidents result in more serious injuries to the rider. One of the reasons is that the vehicle itself does not provide any protection to the rider or the pillion rider and so ejection of riders from the motor cycle. Riders are usually thrown off the motorcycle as there are no restraining mechanisms like seatbelts. Motorcycles also lack other safety features like airbags, crumple zones and side impact bars. Therefore, in the event of an accident, a motorcyclist is most likely to be thrown away from his or her vehicle and will forcibly strike obstacles in the path resulting in injury or death of the person.
Due to the above-mentioned reasons, unlike other automobile accident compensation cases, which are often solved and settled fairly quickly, insurance companies are having a tough time making quick settlements on motorcycle accidents. Getting proper motorcycle accident compensation is not so easy and quick to claim and there are many other things involved in it. Therefore it is very important to have a proper damage claim presented to the insurance company in a proper manner in order to expedite the process of getting proper motorcycle accident compensation.
A few things have to be kept in mind immediately after a motorcycle accident. The first and foremost thing to do is to inform the police about the accident and insist on the police taking a report of the accident irrespective of how minor or major the injuries and damages are. There are strict time limits applicable for reporting such accidents and therefore it is advised that such motorcycle accidents are reported to the authorities without undue delay. Photographs of the accident scene are valuable evidence while claiming motorcycle accident compensation. Insurance companies often try to downplay the damage and grant the least possible amount as compensation. Therefore it is essential to convince the insurance companies of the actual value of the motor vehicle after an accident. Filling up the claim forms legibly is also important for quick disbursal of accident compensation. It would be helpful to seek the services of a lawyer specializing in motor accident compensation cases.
The amount awarded as motor vehicle accident claims and compensation depends on the degree of damage to the vehicle as well as the injury to the rider. It also depends on the nature of insurance cover availed. In most areas, accident victims of negligent uninsured drivers are also awarded compensation provided that the identity of the other driver is satisfactorily proved. Victims of unidentified hit and run divers are also considered for the compensation, but the process is a bit tedious compared to cases where the errant uninsured driver has been identified. In such cases, there are very stringent reporting conditions to which all claimants have to adhere to.
In conclusion, to make the process of getting proper motorcycle accident compensation a smooth and easy one, it is essential to consult a motor accident attorney specializing in motorcycle accident compensation. Such lawyers provide advice regarding the exact amount of compensation for which the victim is eligible.